Finance

Teens typically want more independence as they get older. They often reach a point where they don’t want to rely on mom and dad for every penny, but they might not have time for a part-time job yet. If they play sports or are involved in school, they may be unable to handle set schedules…

We all know it’s important to save money. But how do you do that when inflation is up, mortgage rates have increased, and rents are rising? Oh, and don’t forget – extra spending is coming with the holidays around the corner. Yet even in tough times, there are strategies to help build savings fast. How…

Financial literacy is an essential survival skill. Getting kids ready for success means teaching them basic survival skills that are right for their age. As adults, their lives can be monumentally improved if they begin to understand the rudiments of personal financial management early on. In an investigation of 2,000 American parents of children aged…

Although they wax and wane in popularity over the years, bonds remain a core portfolio component for many investors. In particular, US savings bonds combine the stability of a fixed-income investment with the confidence of investing in one of the most financially stable governments in the world. The returns on savings bonds don’t always measure…

The economic downfall has hit the entire world hard, and it doesn’t look like things will get better soon. If you are one of the millions struggling financially, it is time to take control of your finances. Dave Ramsey’s baby steps have been around a long time, but if you’re just getting started learning to…

Folk wisdom on credit cards ranges from “stay away from them” to “sign up for as many as you can, as early as you can.” With this level of cultural consensus, it becomes a daunting task to figure out how many credit cards you should have to maximize your financial health. How do you go…

The inflated cost of new automobiles should prompt motorists to consider whether it is wiser to lease or buy a car. While selling a car can provide you with some extra cash, hiring or purchasing a vehicle can put pressure on one’s finances and should be considered carefully. According to Kelley Blue Book, non-luxury new…

Remember when everyone thought 2022 would be the best year yet? Hardly anyone thought the economy might fall apart. However, here we are; inflation has sent prices soaring for everything, including gas.  According to AAA, the national average price for gas in August 2022 was around $4.16. Although price spikes have settled somewhat, we aren’t…

It’s that time of year again. As August rolls around, parents, children, and teachers start thinking about school again. With school comes supplies and new clothes for the fall! Here are the five top tips for getting through this school shopping season without breaking the bank. 1. Price Compare It may seem obvious, but some…